Big changes in Insurance are coming – time for an Insurance review

Today I asked Danielle Ryley, Director of dRA and recognised Insurance Specialist what is one thing she’s recommending to clients before the 30th June.


If you remember to do one thing before June 30, have an Insurance Review …..   Insurance policies are like fire extinguishers in the kitchen, you know you need one but hope you never ever have to use it!  So make sure you review your existing personal insurances (Life insurance and Income Protection etc.) or, more importantly put them in place!

Danielle Ryley
As at 1st July BIG changes regarding insurance in Super are coming, now more than ever you need to be fully aware of what you are and are not covered for.


If you have insurance in place, it is important to review your policy to ensure your cover continues to remain relevant to your lifestyle following any major life changes (e.g. new job, marriage, birth, loans).


Now, being just days to year end tax time, it’s time to address this and ensure tax deductions are maximised prior to June 30 and you and your family are protected.


Instead of paying monthly, if you pay for 12 months you will receive the total deduction now (with the tax saving, your insurance becomes cheaper).


A review doesn’t cost you anything but no insurance to claim on could.



A little more about Danielle:

dRA Director and Founder Danielle Ryley approaches business and estate planning a little differently than most. Committed to providing clients with professional, practical and accurate advice when it comes to improving and protecting financial health.  
With impressive qualifications and a breadth of experience gained since Danielle began her career in 1996.  Danielle now leads a team of advisers who work with integrity and, quite simply, want to provide excellent service.
We take the business of guiding people to a more certain financial future seriously.  When it comes to client requirements we follow a simple methodology.  You will feel educated about all of your options, associated costs and the relevant benefits of a well thought out strategy.  You will always feel comfortable with the process because there are no forced decisions.
We provide advice around the following –  Business insurance, Estate planning, Income protection, Insurance claims, Insurance through super, Investments, Life insurance, Pre-retirement strategies, Portfolio construction, Superannuation, Total and permanent disability insurance, Transition to retirement strategies, Trauma insurance and Wealth creation.


You can contact Danielle by sending her an email or give her a call on (07) 3902 0601.